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Don’t Fall for These Personal Injury Claim Myths

August 05, 2020

Those who are injured due to someone’s negligence or fault should avoid myths regarding the personal injury claims process and compensation. Dealing with an injury can be difficult, but believing certain personal injury claims myths can cause even further damage. The injured person may lose the chance to recover compensation.

Myth: Hiring a Lawyer Is Expensive

It’s understandable to be concerned about the cost of legal representation. However, most personal injury lawyers use a contingency fee arrangement. The plaintiff won’t have to pay any attorney fees upfront and the lawyer will request compensation for legal fees as part of the settlement. The expenses are generally advanced  by the attorney and no lawyer fees are charged if a settlement is not reached.

Myth: A Plaintiff Is Guaranteed Compensation

While most personal injury cases settle out of court, compensation for damages is not guaranteed. The victim’s personal injury lawyer negotiates with the at-fault party or insurance company. If a settlement is not agreed upon, however, the case may move to trial where a judge or jury decides the outcome. Regardless of the injuries that are incurred, certain elements in the claim must be substantiated for a plaintiff to win in court.

Myth: It Will Take Years Before a Case is Settled

It is a common misconception that personal injury cases drag on for years. In most instances, however, personal injury cases settle well before trial. How quickly a claim can be resolved varies greatly, based on the complexity of injuries or liability disagreements.

Myth: Insurance Will Cover All the Costs

Insurance companies are in it for the profits and tend to prioritize their bottom line over the well-being of their clients. The insurance provider will often do anything possible to avoid paying for injuries or to minimize claims. An experienced injury lawyer helps ensure that an accident victim receives a settlement in line with what the case is worth.

Myth: The At-Fault Party Should Pay for Medical Bills Before a Settlement Is Reached

The at-fault party’s insurance company will not be required to pay for the victim’s medical bills until a final settlement is reached or until the court enters an official judgment. If the at-fault party’s insurance company pays the bills before settlement, it’s important for the injured person to read every document before signing it because he or she could be signing away the rights to pursue compensation.

If you have been injured in a personal injury or medical malpractice accident, do not hesitate to contact the Chicago accident and injury law firm of Cogan & Power at (312) 477-2500 to schedule a free case consultation, so that we can help you begin the process of recovery as soon as possible. If you cannot come to our offices in downtown Chicago, we will come to you. And because we take cases on a contingency basis, you will not pay any fee unless we get you compensation.